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Pillar 3a

Actively managed means well planned ahead. Volt 3a.

Instead of investing your Pillar 3a money passively, have it actively managed, monitored and optimized on a daily basis. The Volt app is all you need to have this done by investment experts.

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One app for all your 3a needs

Vontobel Volt was created to help you get more out of your investments, with Volt 3a directly integrated into the app. Designed with the same goal in mind, Volt 3a is tailored to your retirement planning needs.

Personally tailored risk tolerance

Choose from five levels of risk with equity shares ranging from 10% to 98% depending on your desired investment period and yield.

Maximum tax advantage

Benefit from the greatest possible tax advantage by opening up to five simultaneous 3a custody accounts.

Always in control

With Volt, you can monitor the development of your pension assets and investments around the clock.

300 experts in one app

With Vontobel Volt, you benefit from active management by the pension planning and investment experts at Vontobel. They select individual investments and actively manage your portfolio on a daily basis. A smart risk management system protects your assets around the clock.

Screenshot of the volt app, where you can invest in pillar 3a.

Pillar 3a — switch in no time

Let us handle the transfer of your existing retirement assets. Your pillar 3a account will be quickly transferred with no notice period.

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FAQs

What is Volt 3a?

Who can use Volt 3a?

How do I open my Volt 3a retirement custody account?

Can I also use Volt 3a without Volt Invest?

How much can I pay into pillar 3a?

Full transparency. Fair fees.

Your costs with Volt 3a consist of two types of fees: One is the annual fee for Volt to access Vontobel’s investment expertise and to have your portfolio actively managed. The other is the financial instrument cost, usually depending on the traded products. However, there are limits on these costs ranging from 0.15 to 0.17% (as of November 2025) per annum, depending on the chosen risk profile, so you have complete price certainty. Everything else is included in the annual fee.

Professional 3a-investment portfolio
Up to five simultaneous custody accounts
Optimized according to your needs
Actively managed by pension planning and investment experts
Ongoing continuous analyses and reports

Find out more

from
CHF
500.–

0.39 %
fees p.a.

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Prefer a personal call?

Our team of experts based in Zurich will be happy to take care of your request personally. ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎

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