Picture of a beautiful beach from a bird's eye view: The pillar 3a concept with the volt app.

Concept

Your future in your hands.

A pension planning solution that is tailored to you. A Pillar 3a account, actively managed for you every day, and backed by over 100 years of investment experience. Introducing Volt 3a.

3a. With 3 valuable advantages.

Create a portfolio that fits you and your life perfectly. Choose from five risk profiles, ranging from “conservative” to “dynamic” with equity shares from 10% to 98%. To find out which profile fits you best, consider these three factors:

Investment horizon

The more time you have until retirement, the more time there is to compensate for possible short- and medium-term market fluctuations. As people get older, lower risk levels tend to be selected.

Financial situation

Which risk level you should choose depends on your financial situation, among other factors. Your financial situation is determined by your income and assets, as well as potential debts and liabilities.

Risk tolerance

Your risk tolerance indicates the volume of assets that you are willing to lose—for a chance of higher returns—should an investment perform poorly.

3a solution. Tailored to your life.

With Volt 3a, you benefit from the extensive pension planning and investment expertise of Vontobel, one of Switzerland’s leading managers of pension assets.

Actively managed

With Volt, your Pillar 3a is monitored on a daily basis and continuously adjusted according to the latest market developments. Active investment management by investment experts.

Swiss security

Our smart risk management system protects your investments and ensures that your portfolio matches your risk profile.

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Vontobel Volt

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