Actively managed means well planned ahead. volt 3a.
Instead of investing your Pillar 3a money passively, have it actively monitored and optimized on a daily basis by investment experts. With volt by Vontobel.
Pillar 3a
volt 3a – volt by Vontobel
Instead of investing your Pillar 3a money passively, have it actively monitored and optimized on a daily basis by investment experts. With volt by Vontobel.
volt by vontobel was created to get more out of your investments. That’s why volt 3a has been tailored to your need for smart pension planning.
Choose from five levels of risk with equity shares ranging from 10% to 90% depending on your desired investment period and yield
Benefit from the greatest possible tax advantage by opening up to five simultaneous 3a custody accounts
With volt, you can monitor the development of your pension assets and investments around the clock
Let us handle the transfer of your existing retirement assets. Your pillar 3a account will be quickly transferred with no notice period.
With volt 3a you not only invest in your own future, but in the world of tomorrow. Your actively managed portfolio considers sustainable characteristics.
With volt by Vontobel, you benefit from active management by the pension planning and investment experts at Vontobel. They select individual investments and actively manage your portfolio on a daily basis. A smart risk management system protects your assets around the clock.
Download volt to your smartphone try it out immediately. Once you are happy with your choices, transfer and start investing.
Your monthly costs with volt 3a consist of only two fees: One fee for actively managing your portfolio. One fee for product costs incurred while buying and selling investments. Everything else is included.
from
500
CHF
0.48 %
Fees p.a.
volt 3a is Vontobel's pillar 3a solution with an in-house pension foundation where your pension assets are actively invested by our experts. This is done via a personal pension custody account that you can open and manage in the app with volt by Vontobel.
Anyone who is at least 18 years old, lives in Switzerland, and pays into the pension fund as an employee or self-employed person can use volt 3a.
It's very simple: Those who are already volt by Vontobel customers can open their volt 3a custody account in just a few clicks in the app. New customers first download the volt by Vontobel app on their smartphone and create a user account within a few minutes. If you only want to use volt 3a and not volt invest, there are naturally no additional fees for your general volt by Vontobel account.
Good to know: volt 3a is available to all gainfully employed persons with income subject to AHV contributions and who reside in Switzerland. The minimum investment amount is CHF 500. Subsequent deposits can be made without a minimum and in any amount.
Expert tip: To ensure that you receive the greatest possible tax benefit, volt by Vontobel allows you to manage up to five volt 3a portfolios simultaneously. Find out more and benefit now in our pension hack.
volt 3a is part of volt by Vontobel. When you open a volt 3a account, you always receive a volt invest user account as well. If you do not make a deposit with volt invest, no fees will be charged for this.
Pillar 3a has an annual maximum amount that may not be exceeded. This differs depending on the employment relationship and can change from year to year. Employees who belong to a pension fund can pay a maximum of CHF 7,056 into pillar 3a for the year 2023. Self-employed persons who do not belong to a pension fund may pay 20 percent of their annual earned income, but a maximum of 35,280 francs. If the amount of the contributions changes, we will inform you in the app.
Our helpful experts are happy to assist you with any questions you may have about pension planning with volt 3a.