The basic fee amounts to 0.48% per year on the pension assets. This consists of a service fee of 0.03%, an account and custody account management fee of 0.20%, and an investment management fee of 0.25%. The fees are charged quarterly on a pro-rata basis; the calculation is based on the average asset value. The financial instrument charges vary depending on the investment strategy and as of March 2024, are as follows: defensive 0.20%, conservative 0.19%, balanced 0.19%, growth 0.18%, and dynamic 0.17%. There are no additional fees for the pension foundation. In the event of an advance withdrawal (e.g., for the promotion of home ownership), additional costs may be charged according to the fee regulation of the Vontobel 3a Vorsorgestiftung.